Find Out What You Actually Qualify For Before You Fall in Love With a House


Nearly 30 years of mortgage lending experience.
Clear answers and financing strategies built around your goals.
Serving homebuyers, homeowners and real estate professionals throughout New York, New Jersey and other states where licensed.

“The work this man put in was above and beyond. Always available, always responsive. I felt like I went to school and learned what being a homeowner would be like. I highly recommend. True professional.”
“Sal is nothing short of amazing! He made our dreams come true under an extremely difficult and emotional situation with care, knowledge and professionalism. He went above and beyond. Working with Sal is like working with family. THE BEST! ❤️”
“My husband and I were first-time homebuyers and really needed a strong team to guide us through the process. Sal was very responsive and patient with all of our questions and concerns. His constant communication and guidance gave us the reassurance we needed. We are now proud homeowners and so appreciative of Sal’s hard work and commitment!”

Every borrower and every property is different. I’ll help you understand the options, compare the numbers and choose financing that fits your goals.
Conventional, FHA, VA, jumbo and first-time homebuyer financing with clear guidance from preapproval through closing.
Refinancing, renovation, investment property and specialized financing strategies for more complex scenarios.
Responsive preapprovals, creative financing solutions and reliable communication to help agents keep transactions moving.
Working in mortgages since 1999 has taught me that people don’t need more sales talk. They need clear answers. My videos break down mortgages, homebuying and financing strategies in plain English so you can make better decisions.
Decades of hands-on mortgage experience backed by a team committed to getting the details right.
The Criscuolo Team combines personal guidance, responsive communication and financing strategies built around each client.
Serving homebuyers, homeowners and real estate professionals throughout New York, New Jersey and other states where licensed.


© 2026 Sal Criscuolo | The Mortgage Expert | Sales Manager, CMG Home Loans | NMLS #65070 | CMG Financial NMLS #1820 | All Rights Reserved.
CMG Mortgage, Inc. dba CMG Home Loans, NMLS ID# 1820
3160 Crow Canyon Road, Suite 400, San Ramon, CA 94583
Equal Housing Opportunity. For licensing information, go to
www.nmlsconsumeraccess.org
Call or text: 718-869-4795
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